On Christmas morning, my dad makes breakfast for the family... My great grandmother's famous biscuits go into the mix. Its a great treat for us all and just 1 way we can celebrate our past. Merry Christmas to all!! I am so very grateful for all that God has provided for me and my family.
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Patches (Wesley's Mom's pup) is fast asleep on his little bed while we sit and talk off all the amazing food Sybil made for us today!
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It was almost a month ago that I decided to be more cost-conscience and make some changes to ensure a better financial future for me and my family. What a great experience it has been! (Although it is not as easy as it looks)
For any of you familiar with Dave Ramsey's books or Financial Peace University, you will understand this... I am the "dork" and find it stimulating to put together budgets and devise plans! So you can imagine that those "free spirits" in my family are tired of hearing, "But... Dave Ramsey says!"
After attending Financial Peace University for just a few short weeks, I notice more how the smallest actions (both with budgeting + spending) can affect your bottom line. Many of us, as Americans, think that because "We want one", we should have it. I am challenging myself to take a more adult-like approach... delaying immediate gratification, and re-evaluating "down the road" to see if that item/service is really important to me, and if so, then making my purchase.
With a new mindset, also comes new way of looking at my money.... I have decided that in 2010, I will save more and eat out less. When Wesley and I sat down to discuss this new plan for 2010, he made the comment that it can be difficult to remain on an affordable budget when shopping at the grocery, unless we eat hamburger helper. So the "dork" in me decided to overcome this and find a way to eat in, but still keep the meals interesting. I found this great tool through Dave Ramsey's website called E-mealz. It actually creates weekly meal plans (based on your family size and dietary needs) then creates a shopping list for you (prices and all) at your favorite retailer. For less than $80.00, you can feed a family of 4-6 people 7 meals! See it does pay to have a plan!
You have to check it out! www.e-mealz.com
A fellow team mate, Scott Shapiro of The Buddy Blake Team, shared this valuable focus oriented exercise with our group earlier this week. Reflecting on the importance of staying focused and my goals for 2010 and beyond, I thought I would share this great tool with you as well!
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Sitting in traffic and admiring the creativity and odd things people do to their cars during the holiday season.
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Through networking, dealing with clients, and just being involved in the real estate industry, I get this question quite often... "How is the real estate market??" Below is a week to week comparison for the Wilmington area Real Estate Market for 2009. Leave me a comment and tell me what you think!
I love getting Jeff Shore's "The Shore Thing" email! If you work in new homes, you don't want to miss it! Lots of great tips, valuable information, and of course... The Funny Caption Contest!
Here's a copy of this week's issue! http://www.jeffshore.com/blog/the-shore-thing-december-12-2009/
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